Even with medical insurance, there are ways to choose a healthcare provider

Even with medical insurance, there are ways to choose a healthcare provider

The UAE is blessed with a multitude of private healthcare providers - from telehealth providers, primary health care centres, and right through to specialist hospitals. It also has large numbers of specialists and consultants who have practiced in various countries. But how do you choose the right doctor, clinic or hospital for you? All health insurance plans sold in UAE offer healthcare providers (hospitals, clinics, laboratories, dentists and pharmacies) based on the network system. This system tells you which healthcare providers you can seek services from. The healthcare providers in a network are determined by the insurance company or, where the insurance company outsources its claims administration to a Third-Party Administrator, by the TPA itself. Network types are categorized from restricted networks with a limited number of providers to broader networks that include many. The choice is based upon the level of prices providers charge for their services. So, your health insurance plan may offer treatment at a limited number of providers that charge less for their services, to providing a very broad choice including at some of the most expensive hospitals. Networks can also specifically exclude some of the most expensive hospitals, or perhaps not allow you to seek