UAE: Does medical insurance from my company also cover my dependants?

  • Date: 06-Sep-2022
  • Source: Gulf News
  • Sector:Healthcare
  • Country:UAE
  • Who else needs to know?

UAE: Does medical insurance from my company also cover my dependants?

Dubai: If you are an expatriate living and working in the UAE, you may have a medical insurance plan from your employer, but does that same medical insurance also cover your spouse and children? Companies in Dubai are obligated to provide health insurance for their employees. However, providing health insurance coverage for the worker's spouse or children is up to the employer. Natasha Sood, senior associate at Dubai-based law firm Motei and Associates, said: “In Dubai, employers are legally obligated to provide medical cover for their employees. The Health Insurance Law of Dubai No. 11 of 2013 requires that all residents must have a level of health insurance that meets or exceeds minimum benefits stipulated by DHA. The responsibility of providing health insurance rests with the employer.” However, when it comes to health insurance for your family, it may or may not be covered by your company, as per their policy. The Dubai Health Insurance Law also states that sponsors must provide health insurance for their dependents. A service catalogue published by Dubai Health Authority (DHA) in 2020 advised Dubai residents to check their employment contracts to see if their employer has a contractual obligation to provide the workers and