View from the Top: Trends and Predictions with Digital Horizon, Goodwin, Oxygen, BVNK and Paymerang

View from the Top: Trends and Predictions with Digital Horizon, Goodwin, Oxygen, BVNK and Paymerang

This December, The Fintech Times is asking industry leaders for their ‘View from the Top’ to gain an insight into the decisions behind the last 12-months. Today, we hear from Alan Vaksman, Kimberly Monty Holzel, Ryan Conway, John Heyel and Jesse Hemson-Struther on their 2021 thoughts, plus a look ahead to 2022. Will there be a Happy New Year? Read on… Alan Vaksman, Founder and Managing Partner at Digital Horizon believes that there were 4 main fintech trends in 2021. He said: “The first is the rise of NFTs . We’ve seen this more broadly than just fintech – NFTs have permeated every industry, spanning everything from finance, to art, to fashion. With more substance, NFTs have the potential to be more than a short-term trend for the fintech industry. “The second trend is the shift in online checkouts. New players in the industry are levelling the field for smaller e-commerce providers against the likes of Amazon. Companies including Bolt have enabled one-click checkout both online and offline, helping offer consumers an experience to rival industry giants and opening up e-commerce to content companies, like Pinterest. “The third is the buy-now-pay-later (BNPL) revolution. BNPL has truly conquered the mainstream, and